1.        Hoffman Brinker -

Started in 1995 this company caters to clients across the US. When working with them, the fees must be paid on an eventuality basis, which means that the company must produce effective results for their clients to get paid well. They also offer some Do it Yourself courses and a free video that provides information to help you make up your mind about debt settlement.

2.        Curadebt -

Operating since 1996 in San Diego, California this company offers free savings estimates for its clients. They work with a number of businesses and consumers and offer written guarantees of the commitments made. Their website has a forum wherein you can ask your questions.

3.        DebtShield -

Located in Columbia, MD and operating since 2004 this company has recently won the Better Business Bureau of Greater Maryland’s Torch Award for Marketplace Ethics. They offer free personalized financial assessments and excellent customer service. The company’s records show that they pull their clients out of debt in 30 months on an average with 37% average settlement of the balance.